Prophet COM-M

Prophet COM-M

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What Are The Benefits Opting for A Novated Lease?

This is a common practice in Australia, which allows a company to lease a car on behalf of an employee. The car would be with the employee, and he/ she would be making monthly or annual payment from their pre-tax income until the agreement is exhausted.

Car lease experts

Novated lease means the same thing with car lease. The term ‘car lease’ is used in Australia and its environs. Whenever we use the term novated, it implies that the car has been transferred between two parties. A good novated leasing company will be able to explain this to you in more detail.

Novated lease-three way contractual agreement

In Australia, novated lease is seen as a three way agreement between three parties namely:

  • The lease company
  • An employer, and
  • Employee

If these three people are not in agreement, then proper agreement is not said to have taken place. During the period of the lease, the employer would take the responsibility of the employee’s obligation under the lease. They would be making the lease payments on behalf of their staff, and would be deducting same from their pre-tax income.

At the expiration of the lease agreement or if the employee ceases to be employed by the employer, they would retain the car with all its rights and privileges.

Benefits for the employee

  • Buy or lease a car?They would be making the payment gradually from their pre-income tax
  • They would gain multiple discounts if the company has so many cars under this scheme
  • It is highly flexible- the employee is most time given the opportunity to select the car he / she wants
  • The employee keeps the vehicle till the novated lease expires and they can also transfer it to a new employer.

Benefits for the employer

  • They can promote the employee while at the same time be deducting some money from his/ her pre-income tax without hampering the smooth running of the business.
  • This is another way of operating a fleet of cars by the company
  • They are not solely the company’s cars, so they are off balance sheet.

Benefits for the novated lease companies

They are responsible for providing different services for:

  • Commission and / or
  • Fees

On a daily basis, a number of novated lease companies appear in Australia, United Kingdom and around the world. But novated lease services seem to be well established in the United States. To find out more make sure you speak to these car lease experts and they will help you understand your leasing options better.


How to Find the Right Cosmetic Surgeon

Surgery ToolsA decision to have a cosmetic surgery is not an easy one. It is something which you might have thought about at length. Perhaps this might be a major or life altering decision for many people. The question which most people looking towards plastic surgery is how to find the right person for the job.

The best thing to do is to narrow down your search to about two or three cosmetic surgeons. Having a consultation with each of them is equally important too.

The following tips could help you select the best cosmetic surgeon for any procedure that you have in mind.

  • Ask the cosmetic surgeon about their qualification. They should be associated with the various dermatology and cosmetology organisations within Melbourne such as this facility.
  • Make sure you get a few recommendations. These are pretty important because they would actually help narrow down your search for the right cosmetic surgeon.
  • Make sure that the necessary certificates and diplomas are present on the office walls. These are confirmation enough that you are at the right place.
  • Don’t be shy about asking any questions which come to your mind regarding the procedure you want to undergo.
  • Ask the cosmetic surgeons about the number of similar procedures they may have performed.
  • The more experienced a cosmetic surgeon the more you can be assured of having your expectations being met after the surgery.
  • You may let the surgeon know what you expect out of a procedure but make sure that you hear out what they have to tell you as well.
  • Now is also a good time to ask about the total cost of the surgery. This would include all the charges like surgeons fees, anesthesia fees and after care along with hospital stay.

Make sure of the Following

  • Once you have talked to the cosmetic surgeons on your list its time to actually choose someone with whom you feel most comfortable.
  • Beware of plastic surgeons who don’t talk about the risks involved in the surgery. This is because you as a patient should be aware that each procedure comes with its own set of risks.
  • Ask the plastic surgeon to produce before or after photos of past procedures. This is by no means a breach of privacy because you can only get to see the picture of the body part altered by the surgeon and not the picture of the individual who underwent the procedure.
  • Beware of surgeons who might offer you bargains like a procedure which costs a great deal less than what other cosmetic surgeons are charging.

As a patient you have got to be aware that not all cosmetic surgeons have the best for you in mind. Some are simply looking to profit from people who are easily led into believing that they can achieve perfection. The main aim of a cosmetic surgery like this is to make a certain part of the body more attractive and shapely – For more information on cosmetic injections in Melbourne, visit this page. However those who want a complete transformation might have to undergo a number of procedures which could be risky in the long run.


The Best Custom Home Builders in Melbourne

Custom homes are the new way to go for anyone that wants to own a home. Custom home builders in Melbourne are there to sit down with you and go over all of the things you want in a home. They want to build you your dream home on your budget. And the great thing about using a custom home builder is that you have said so over your entire home. There is no more going from house to house to find which one you like you can create it.

A builder's display home

Custom Homes

One of the more popular options that people choose when there are building a home is that they design it themselves. This can be done two ways, you can go to a custom home builder in Melbourne and tell them exactly what you want, and then they draw up the plans and show you. You could also create them from yourself and then they can take your plans and properly draw them up for you. Either way, you will know that you will get the home you want and on your budget. Quite often you will be able to visit a display home like the ones here which will give you a good idea of what the quality of the builder’s work is like.

Prebuilt Homes

Custom home builders also allow you to pick your home design from ones that they have created for their clients. The great thing about this option is that you can pick and choose what you want in your home, and you can take away or add to an already complete design. This is great for someone that knows what they want but needs ideas to make it come to life.

The Best Home Builders in Melbourne

The interior of a display home

When you are looking for custom home builders in Melbourne, there is a long list of different companies that you can use. These places will be able to help you build a custom home. When you go into a custom home builder company, you want to have an idea of what kind of home you want to build. You can go in without a plan, but it is better if you do. Once you are at your appointment with the home builder, they will ask you your budget and get all of the information they need to know to build your home.

Picking the right custom home builder can be hard because you want to pick one that understands you idea and can complete the work on the budget and on time. Another factor you have to consider is that most good custom home builders only take so many clients a year, so you want to start looking early. This is done because they want to give every client the best home and experience when they decide to build a home from scratch. And this is a good quality in a custom home builder.